Why should consumers save money instead of merely planning to borrow money if an emergency arises? (A)One can earn a substantial income on one's savings. (B)Often money cannot be borrowed quickly and easily during an emergency. (C)One can use the money saved for several things simultaneously. (D)It is illegal to borrow in a time of emergency.
"(B)Often money cannot be borrowed quickly and easily during an emergency" is the best answer, but another reason is that loans are charged interest, while savings are not.
