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Wanda could not get a loan because she is in debt and has “bad credit.” What does this most likely mean? Wanda owes money for purchases and does not have a history of paying on time. Wanda owes money for purchases and has a history of paying on time. Wanda does not owe money and does not have a history of paying on time. Wanda does not owe money and has a history of paying on time.

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"Wanda owes money for purchases and does not have a history of paying on time" is correct. Payment history and a history of delinquent payments is tracked by credit agencies.

Wanda doesnt owe money and does not have a history of paying on time.

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