your credit score cannot be used to help you

Sagot :

Answer:

A credit score is usually a three-digit number that lenders use to help them decide whether you get a mortgage, a credit card or some other line of credit, and the interest rate you are charged for this credit. The score is a picture of you as a credit risk to the lender at the time of your application.

Explanation:

Your credit report does not include your marriage status, medical information, purchasing habits or transaction details, income, bank balance, criminal history, or education level.

Why don't you take care of your credit score?

Without a good credit rating and history, experts say it's hard to qualify for a mortgage or car loan, and it's even higher because you don't get the highest interest rates. In many states, bad credit can actually increase insurance premiums, cover rental housing costs, and make employment difficult

Payment history is the most important factor in determining creditworthiness. Payment history accounts for 35% of the FICO® score. The other four factors included in the credit score calculation make up the remaining 65%.

Learn more about credit scores here: https://brainly.com/question/23024185

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