The damages that occurred on the Johnson's car ($5,000) is too small to be handled by federal court.
What is insurance?
Insurance is an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium
The damages that occurred on the Johnson's car ($5,000) is too small to be handled by federal court.
The Johnsons live in the same state with the other driver, intact they are neighbours. So this issue will be handled by the district court.
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